Buying or refinancing a home is a very exciting time, but it can also be overwhelming. We are here to make sure the mortgage process is as simple and seamless as possible—that’s the advantage of choosing an experienced team like ours.

I have almost 20 years of experience in this industry, and I have done every type of loan imaginable. My team looks for potential snags in the loan process and prevents them before they ever turn into a problem for you. We work hard to meet or beat our deadlines.

We believe in communicating with you in an honest, open way and leveraging technology to the fullest. You will always know the what and why of each state of the loan process.

We hope you give us the opportunity to exceed your expectations.

A. Thomas Micheletti


Discover How To Navigate The Lending Process For Your Next Home Purchase

From The Blog


Getting a Mortgage on a Multi-Family Property

Thinking of getting a mortgage on a multi-family property? Here’s how it differs from a getting a mortgage on a regular home.


10 Steps for a Seamless Mortgage Application Process

Preparing now can save you time and headaches after you’ve turned your mortgage application into the bank. Here are 10 steps that will help make it easier.

Down Payment

Put Your Extra Cash to Work with a Rental Property Down Payment

Learn what makes investment mortgages unique with this explanation of rental property down payments.